If you are on a camper van tour, or taking a road trip through Europe and camping along the way, you can get specialist insurance that will cover you through pretty much all of Europe and some other countries too (North Africa, Turkey).

It is ideal for travellers as you don't need a permanent address, and you can arrange cover for just as long as you need.

https://www.hertsinsurance.com/walkabout.php

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This does not seem to exist in Phuket, which I guess is why they want to look after your passport for the duration of the hire period. Any damage, and you get your passport back when the damage is made good.

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